quick and flexible financing for your real estate investments

Mount Wilson Capital is a direct lender specializing in Fix-N-Flip and residential bridge loans across the Mid-Atlantic, Midwest and Northeast regions. We offer competitive financing with a fast, hassle-free process – often closing in just 3 days.

WHY US?

We are fast. Our process is simple. And you can count on us.

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We are Mount wilson capital

Led by a management team with over 30 years of real estate lending and investment experience. Mount Wilson Capital provides institutional quality lending with a local presence and a personal touch.

OUR PROCESS

Submit A Deal

After submitting a deal, Mount Wilson Capital quickly conducts an internal underwriting review, which allows us to turn over a term sheet same day.

Simple Underwriting

No appraisal needed. No underwriting fees.

Close Like A Boss

With an in-house legal team, we close quicker than other lenders. With our Close Like A Boss mentality, we wake up ready to close deals.

Construction Draws

With our proprietary process our draws are sent within 24hrs of request and the first 3 draws are FREE.

OUR PRODUCTS

 Fix & Flip

For the real estate investor looking to buy and rehab an investment property, our comprehensive Rehab lending program allows investors to close quickly and streamline construction funding, so they can execute theirs business plan and exit.

Standard Loan terms

  • 11-12% rate
  • $0 processing fee
  • $0 underwriting fee
  • 3-18 months loan terms
  • 1-3 points

Qualifications

  • 680+ credit score
  • 2-3 deals completed within the past 24 months
  • Liquidity requirements

BRIDGE LOANS

This program is largely used to bridge the gap between purchase and disposition of the property. A Mount Wilson bridge loan can keep you from missing out on an opportunity when a traditional loan can’t be processed in a timely fashion.

Standard Loan terms

  • 11-12% rate
  • $0 processing fee
  • $0 underwriting fee
  • 3-18 months loan terms
  • 1-3 points

Qualifications

  • 680+ credit score
  • 2-3 deals completed within the past 24 months
  • Liquidity requirements

GROUND UP LOANS

Mount Wilson Capital offers ground-up construction loans tailored for developers.

Our streamlined process and competitive financing ensure your projects move forward efficiently, from foundation to completion.

Standard Loan terms

  • 11-12% rate
  • $0 processing fee
  • $0 underwriting fee
  • 3-18 months loan terms
  • 1-3 points

Qualifications

  • 680+ credit score
  • 2-3 deals completed within the past 24 months
  • Liquidity requirements

LONG TERM LOANS

For those looking to grow a rental portfolio, Mount Wilson Capital is the partner you’ve been looking for.
Our rental service is designed to help you easily refinance your property out of the bridge loan, so you can move on to the next deal and collect cash flow.

Standard Loan terms

  • 7% rate
  • LTV 80%
  • Term 5, 7, 10, 30 years
  • Interest only option for 5, 7, & 10
  • Processing fee $1,875
  • Points 1.5-2

Qualifications

  • 660+ credit score
  • 1.0 DSCR

They Made Hard Money Easy! My partner and I can’t thank Tibor and Joseph enough for their commitment and contribution to our success. Most people watch TV shows that show flipping as a simple process; until they actually try it and realize the complexity of the process. Tibor and Joseph helped us take on that complex situation and made it super easy! We will definitely use them for all of our investment needs.

Kelly Swan

I had an outstanding experience with Mount Wilson. Their professionalism, attention to detail, and commitment to quality are truly top-notch.

Jack R. Tabbush

A great team awaits you at Mount Wilson. From start to finish, everyone makes the whole process easy. Steve and his team are very attentive and fast, and for an investor that is priceless…

Paulo Machado

The story of OUR BUSINESS JOURNEY

Founded in 2020, Mount Wilson capital specializes in senior loans for residential real estate investors in the Mid-Atlantic, Midwest and Northeast regions. We focus on workforce housing markets in gentrifying suburban areas with growing populations.

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